Our Process

What is Financial Planning?

  1. Clarify your present situation by collecting and assessing all relevant financial information.
  2. Determine where you would like to be in the future by identifying your personal goals and objective.
  3. Identify financial problems which create barriers to your financial independence.
  4. Provide written recommendations and an action plan for you to follow.
  5. Implement the right strategies to help you achieve you goals and objectives.
  6. Periodically review and reassess the plan.

The BTR Financial Planning Process

The BTR Financial Plan

Net Worth: Determine your current wealth and track progress.

Life Insurance Analysis*: Determine how much insurance coverage you require.

Disability Analysis*: Are you protecting your biggest asset?

Retirement Analysis: Find out what you need to do to achieve your financial independence goals. (Asset mix; retirement age, retirement income expectations, annual savings.)

Estate Analysis: Determine your estate net worth and potential taxes.

Taxation Analysis: Is your current and future wealth coming to you in the most tax efficient manner possible?