STAYING CONNECTED & INFORMED
Welcome to the latest edition of our Newsletter! Feeling connected is vital to our well being, especially during these difficult times. We hope this communication helps to achieve that. If you have any questions or comments, please reach out- we would love to hear from you!
Bryan Rindal B. COMM, CFP
FINANCIAL PLANNER - MANULIFE SECURITIES INCORPORATED
LIFE INSURANCE AGENT - BTR FINANCIAL PLANNING INC.
Preston Rindal B. COMM
FINANCIAL ADVISOR - MANULIFE SECURITIES INCORPORATED / BTR FINANCIAL PLANNING INC.
We hope everyone is doing well.
Last edition I was asking where did the summer go? This edition I am asking where did 2022 go??
There just never seems to be enough time in the days or days in the year to get everything accomplished that you were hoping to.
From an investment strategy standpoint, we are still suggesting a dollar cost averaging strategy. The start of 2023 has shown some strong gains in the main indexes but still some caution in the near term waiting for the Federal Open Market Committee’s decision on interest rate hikes. We do feel we are getting close to the point where the Central Bank’s will be able to reduce the rate of hikes, frequency of the hikes and possibly sometime in late 2023 look at reducing rates. We feel fairly confident in them by looking at current yields. GIC’s are showing an inverted yield curve. 1-year rates are higher than 5-year rates. Source: Cannex Rates January 12, 2023.
Last edition we wished Candice a fond farewell and all the best in her future endeavors. This edition we are pleased to announce that Jamie Howard has joined our BTR Financial Planning Team and has moved up the learning curve at a very quick pace.
BTR Financial Planning Team – Bryan, Preston, Shannon & Jamie.
BTR Financial Planning Market News - Q4 2022
Market Update Q4: A look back at 2022 … and ahead to 2023?
2022 was a tumultuous year for investors, to say the least. Markets around the world were affected by high inflation, rising interest rates, and concerns about slowing economic growth in 2023. It’s probably safe to say, most investors won’t be sad to see 2022 go. Here’s a closer look at some of the areas that made their mark in 2022 and will continue to shape the economy in the coming year.
FROM OUR INSIGHTS & ARTICLES
As financial professionals, part of our job is to keep our clients aware and informed. Here are insights and articles that we found particularly helpful.
LET'S STAY IN TOUCH
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B T R Financial Planning
MANULIFE SECURITIES INCORPORATED
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